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<title>trust</title>
<link>http://www.bizcovering.com/tags/trust</link>
<description>New posts about trust</description>
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<title>Dow Jones and the Markets</title>
<link>http://www.bizcovering.com/Marketing-and-Advertising/Dow-Jones-and-the-Markets.321247</link>
<description>
<![CDATA[<p>Today I had watched the DOW be up 200 points indicating that for a second day in a row the market was up, a good sign for the economy. In the final five mintues of the Stock Market being open,the Dow had turned in the other direction suffering a los of 200 points for the day. The Dow is made of various companies' stocks, working as an index in a broad base sort of way. It therefore becomes a keen indicator of the typical market condition. My thoughts for you all with the economy and the massive fluctuations is to be careful. Careful, being caution. Do not spend your money wastefully, be a bit more frugal, and exercise patience. The markets will come back, it's just a matter of time, as the stock market has cyclical effects, meaning if it goes down, it will eventually come up.</p>
<p>As Americans finding it difficult with the economic changes, it is now essential that you do not panic. Speak to people, professionals, who can answer your questions or have the ability to seek out the proper answers for you. After all, you wouldn't ask a plumber (Joe) for electrical advice, would you? No! There are many professional services out there, or Investment Advisors, that would be willing to assist the average person nowadays, because the average investor of today can become the wise valued investor of the future.</p>
<p>Good luck to you all!</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FMarketing-and-Advertising%2FDow-Jones-and-the-Markets.321247"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FMarketing-and-Advertising%2FDow-Jones-and-the-Markets.321247" border="0"/></a>]]></description>
<pubDate>Thu, 30 Oct 2008 05:25:25 PST</pubDate></item>
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<title>Trust Deeds Investor</title>
<link>http://www.bizcovering.com/Investing/Trust-Deeds-Investor.212131</link>
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<![CDATA[<p style="text-align: justify;" class="MsoNormal">Are you thinking of turning out to be a trust deed investor? If you are thinking of becoming a trust deed investor, you have moved towards to the accurate location to find out how to become a trust deed investor. There are a lot of profits of developing into a trust deed investor.</p>
<h3 style="text-align: justify;" class="MsoNormal">What is a Trust Deed Investor?</h3>
<p style="text-align: justify;" class="MsoNormal">A deed of trust investor is a real estate investor who pays money for a deed of trust from lenders, more often than not private lenders. A deed of trust investor as a rule pays money and presupposes the conditions of the deed of trust. In an additional word, the deed of trust investor turns out to be the new lender to the borrower. A deed of trust investor more often than not purchases together a deed of trust and a credit.</p>
<h3 style="text-align: justify;" class="MsoNormal">The Profits of Being a Deed of Trust Investor</h3>
<p style="text-align: justify;" class="MsoNormal">The primary advantage of being a deed of trust investor is monetary. A deed of trust investor puts together a lot of cash while not containing to do a great deal of work to make the cash.</p>
<h3 style="text-align: justify;" class="MsoNormal">The Disadvantage of Being a Deed of Trust Investor</h3>
<p style="text-align: justify;" class="MsoNormal">If you desire to churn out currency by becoming a deed of trust investor, you have to be acquainted with the disadvantages over and above the advantages. In a lot of real estate investing state of affairs, you can in practice go into real estate and make up cash with no in hand of any put in place hard cash. It is the no cash put down thought of real estate investing that interests a lot of fresh real estate investors.</p>
<p style="text-align: justify;" class="MsoNormal">Seeing a deed of trust investor, you will require having a quantity of hard cash for the reason that, successfully, you will be lending cash to home title-holders. The home title-holders will give you interests and principal after a while. A deed of trust investor gets a continuous flow of revenue from interests paid to him by the borrower. On the other hand, the cash is occupied and the deed trust investor will not be able to approach the currency for other real estate investing reasons.</p>
<h3 style="text-align: justify;" class="MsoNormal">Who is Ideal to Become a Deed of Trust Investor?</h3>
<p style="text-align: justify;" class="MsoNormal">For those who have a fund of currency that is not made use for whatever thing and desire superior interest charges than what they can get from cash deposits at banks and monetary organizations, becoming a deed of trust investor possibly will be perfect.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FInvesting%2FTrust-Deeds-Investor.212131"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FInvesting%2FTrust-Deeds-Investor.212131" border="0"/></a>]]></description>
<pubDate>Sat, 16 Aug 2008 05:30:56 PST</pubDate></item>
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<title>The Secret to Building Your Brand is Treating Your Customers Right</title>
<link>http://www.bizcovering.com/Business/The-Secret-to-Building-Your-Brand-is-Treating-Your-Customers-Right.132528</link>
<description>
<![CDATA[<p>The secret to building your brand is treating your customers right.
Just how do you build a successful brand relationship?  It&amp;rsquo;s all about treating the customers right.  That&amp;rsquo;s because your customers can make or break the success of your brand.  In the market place, competitive brands are fighting for the attention of your customers.  Just how do you stand out from the crowd?</p>
 
<p>Here are some valuable tips.</p>
 
<h3>Be Consistent</h3>
 
<p>Keep your brand message and brand image consistent.  Customers build their trust on what you project and if there are inconsistencies in what you say and what they perceive, you&amp;rsquo;ll lose that trust in your brand.  So if you say you can deliver brand x pizza in under an hour, make sure you keep to that.</p>
 
<h3>Provide a Lifeline</h3>
 
<p>If there are queries or problems, your customers need to know how they can reach you.  You have to be accessible to them so that they that they can turn to you when things go wrong.  A helpline, email, website are valuable tools that allow your customers to reach you.</p>
 
<h3>Be Ready to Act</h3>
 
<p>It&amp;rsquo;s one thing having customers call you, it&amp;rsquo;s another responding to their needs.  It&amp;rsquo;s crucial to be responsive to your customers&amp;rsquo; needs and concerns.  Handle their feedback, whether positive or negative, well and professionally.  This way, not only are you providing customer satisfaction, you are also building customer loyalty.  Why is that important?  It is because repeated customers are more cost effective than acquiring new customers.  Make your customers happy and they&amp;rsquo;ll return.</p>
 
<h3>Be Committed</h3>
 
<p>That means making the customer feel that you&amp;rsquo;ve got their interest at heart.  You are genuinely interested in serving them and giving them the best so that they can be satisfied.  By doing that you&amp;rsquo;re building your trust bank.  When crisis strikes, it&amp;rsquo;s what&amp;rsquo;s in your trust bank that will help you tide through the tough times.</p>
 
<p>So effectively, invest in a customer-oriented approach.  In return, customers will respond with trust because they like your brand and because it satisfies them and meets their needs.  That&amp;rsquo;s the key to building a successful brand relationship.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness%2FThe-Secret-to-Building-Your-Brand-is-Treating-Your-Customers-Right.132528"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness%2FThe-Secret-to-Building-Your-Brand-is-Treating-Your-Customers-Right.132528" border="0"/></a>]]></description>
<pubDate>Mon, 02 Jun 2008 01:28:22 PST</pubDate></item>
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<title>Greed: Money</title>
<link>http://www.bizcovering.com/Investing/The-Time-I-Was-Scammed.111042</link>
<description>
<![CDATA[<p>A friend introduced me to this HYIP (no, I will not mention the name of the company!).  Trusting him, I went into the program blind.</p>
 
<p>I did not do any research.  I just simply believed him as he told me he had been watching this company for 4 months before he joined.  The payout was fantastic, 25% every 30 days (sounds familiar?).</p>
 
<p>In my hurry to get more returns, I put in more money.  When the first cycle of 30 days came, the company paid me.  In my greed, I reinvested the returns instead of taking it out.</p>
 
<p>After three cycles of reinvesting the money back into the company, on the 4th cycle, when I wanted to withdraw my capital&amp;hellip; yes, you know what happened!  The company is stuck in a political/legal court case in one particular country!</p>
 
<p>The panic drove all investors to look for information from everywhere.  But no reliable information was ever given.  Some investors had borrowed heavily to invest in this HYIP, now instead of living a life of luxury, they have to struggle even more to pay back their loans.</p>
 
<p>Fortunately for myself, I resisted the temptation to borrow money to put into this.  Moral of the story?  Never let greed take over our sensible thinking.  Always spread out your investments.  Like they always say, never put all your eggs in one basket.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FInvesting%2FThe-Time-I-Was-Scammed.111042"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FInvesting%2FThe-Time-I-Was-Scammed.111042" border="0"/></a>]]></description>
<pubDate>Fri, 18 Apr 2008 09:43:23 PST</pubDate></item>
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<title>Why You Should Get It In Writing</title>
<link>http://www.bizcovering.com/Business-and-Society/Why-You-Should-Get-It-In-Writing.78221</link>
<description>
<![CDATA[<p>A half century ago, a handshake was a contract.  If two people made an agreement, it did not need  a courtroom full of attorneys to make it legal.  This was true in personal  and in business matters.  As World War II faded into the background and formal religions like Christianity exert less influence on society because of the focus on the separation of church and state, a new policy has emerged.</p>
 
<p>Somewhere in the late sixties and early seventies, the phrase moved from being "a man's word is his bond" to "if it isn't in writing, it wasn't said, and it didn't happen."  This does not mean that there are no longer any trustworthy people in the world.  In fact, there are many people who could still use the old maxim.</p>
 
<p>The reality is that there are probably about as many people who believe that if it was agreed to verbally, it should be the way it is.  These good people have had to go into defensive mode to protect themselves.  Society becomes more litigious every day.  Greedy people believing that the shortest route to financial security is through a lawsuit have spoiled the easygoing ways of years ago.</p>
 
<p>The problem runs something like this.  If nine out of ten people can be trusted, you may go for years without an incident without writing down and notarizing every agreement that you make.  The odds being pretty long on getting burned by the bad guy.  This is why many stores still accept paper checks.   The store knows that nearly everyone that comes through the line is going to write a good check.</p>
 
<p>However, for the small business owner, the one out of 40 or 50 people who write bad checks can make a big enough dent in the profits to sink the business if it runs on a shoestring.  To protect themselves from the rare bad check, the business is forced to convert to debit cards and those machines that void the check and process it like a debit.  Those who would still like to just write the check and move on are all punished because of the lack of integrity found in a few.</p>
 
<p>Multiply these small numbers by the hundreds of millions of transactions, and it becomes obvious that this is a big problem in a nation of 300 million people where most of the people have hundreds of transactions during the course of a single year.</p>
 
<p>The same scenario plays out for nearly every facet of life.  It might be an agreement about whether to cut down a tree on the property line between two neighbors.  It could be a deal to sell an item at a certain price and learning that it might be worth more to someone else.</p>
 
<p>If it has not been written down, most people today do not see it as a commitment if it is to their advantage.  A man's word is no longer his bond because we have opted for  the security of the written word over the spoken word.  If the tape is not running to record what we say, it is the norm today to assume that it was never said.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness-and-Society%2FWhy-You-Should-Get-It-In-Writing.78221"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness-and-Society%2FWhy-You-Should-Get-It-In-Writing.78221" border="0"/></a>]]></description>
<pubDate>Tue, 29 Jan 2008 06:39:15 PST</pubDate></item>
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<title>Eastman Kodak Co.'s Anti-trust Suit</title>
<link>http://www.bizcovering.com/Business-Law/Eastman-Kodak-Cos-Antitrust-Suit.27159</link>
<description>
<![CDATA[<p> Eastman Kodak Co. is one of the dominant market share holders within the camera and other photography-related industries (supplies, film, et al), also referred to as the "consumer durables". The company was formally incorporated in 1901, however George Eastman founded the "original" company in 1880. George Eastman is often credited for the invention of roll film, and the first camera that was meant for the every-day consumer, the Kodak camera. Since its inception, the company has also boasted a number of other innovations including: the first video camera, the Kodachrome color slide film, the Instamatic camera series, and Disc cameras. In the 21st century, since the company was facing more competition, it decided to divert its attention towards digital photography and supplies. The company, throughout its history, has been a major "player" in the photography industry.</p><p>According to reports disclosed in 2005, Eastman Kodak Co. employed approximately 51,000 full-time employees, with approximately 26,000 of those residing in the United States. However, in early 2007, Kodak decided to close some of their factories, which resulted in an employment base of only 40,900 worldwide. Eastman Kodak's corporate headquarters are based in Rochester, New York, and the CEO is Antonio M. Perez. Currently, the Eastman Kodak stock (EK) is trading at approximately $23.76 per share, while the company has a market value of $7 billion. As of the most recent financial report, Kodak had sales of $13.27 billion, a profit of negative $601 million, and total corporate assets of $14.32 billion.</p><p>Essentially, the case deals with whether or not Kodak is still the major, dominant market share holder of the color amateur negative film in which they developed. The district (lower) court where this case was first heard, ruled that Eastman Kodak did not possess such power, however, the United States government believes that they do, and it is evident. There are five major film producers in the United States, and they include Kodak, Fuji, Konica, Agfa, and 3M. The government believes a monopoly is present because they possess a high market share (which is true), and such a feature is a sign of monopolistic power. As they possess the dominant market share, they are able to adjust their prices accordingly. An expert economic calculated that Kodak has an "own" elasticity of demand of 2, so Kodak's prices are set at twice their marginal costs, this leads to a high persistent profitability. Additionally, almost all photography (or related) stores carry Kodak, however, some retailers exclusively carry Kodak and not their competitors. This allows Kodak to achieve a 75% market share of sales revenues in the industry.<br /><br />Also, the government states that Kodak controlled the photofinishing market in 1954 (for purely technological reasons), and in 1954 there was an anti-trust decree requiring Kodak to license the technology to their competitors. However, since this anti-trust degree, Kodak has recaptured the dominant market share of the photofinishing market through their acquisitions, and now holds over 70% of the nation's macrolab photofinishing market.</p><p>There are obvious barriers to entry in both the film and photofinishing markets, as Kodak possesses the dominant market share and both and utilizes such a fact to their benefit. They raise prices, negotiate exclusive deals with retailers, and essentially cut their competitors' throats, so to speak. However, Kodak achieved its market share through legal (and more honorable) means, and while still attempting to increase their profits, they aren't using shady tactics to achieve their goals.</p><p>The conclusion of the case was that Kodak had violated the Sherman Anti-trust Act, specifically Section II, and Kodak was required to liquidate several of their recent acquisitions.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness-Law%2FEastman-Kodak-Cos-Antitrust-Suit.27159"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness-Law%2FEastman-Kodak-Cos-Antitrust-Suit.27159" border="0"/></a>]]></description>
<pubDate>Mon, 07 May 2007 04:22:13 PST</pubDate></item>
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<title>Consulting and Trust</title>
<link>http://www.bizcovering.com/Business/Consulting-and-Trust.27181</link>
<description>
<![CDATA[<p>One of the first things you need to be a successful consultant is not only trust, but the knowldge that trust is a two way street.  The client obviously has to trust you and be confident in your abilities and work ethic.  However, to best way to design and present valid solutions to your client, is to have trust that they know at least a little bit about their particular business.</p>

<p>In the initial stages of requirement gathering and development, one needs to remain open minded and listen to what the client's issues are and what they are looking to accomplish. Trust them to know what the main issue is.  Trust them to at least have an idea as to what they want their final solution to do.  It's your job to sell them on how you think their goals can best be reached, not what you think their final goal should be. Help guide them if they need it, but make sure that your goals remain secondary to their goals.  I would personally like to be able to propose to every client that they need a full integrated e-commerce solution for their website which keeps the store and website stock in sync as well as offers several ways for customers to contact and purchase from you. I also know from experience that not every client needs, let alone wants, something that complex.</p>

<p>On the other side of things though, the client needs to trust that you'll be able to complete the job.  Obviously they trust you can do it otherwise you would not have won the job. However, for your own sanity and desire to complete the job on time (and hopefully under budget) you need to know that the client still trusts that you can do the job.  Nothing degrades morale and the desire to work faster than someone either constantly checking up on your progress even though you've already given them an update as to where things stand.  Trust me to get the job done and I'll get it done.  Act like you don't trust me, and while I'll still get things done, I'll do everything I can to make you sweat until the very last minute grumbling to anyone who will listen the entire time.</p>

<p>It can be argued that the above is all based off of respect, which, as the idiom tells us, is earned.  However, I believe that trust is a more basic concept than respect.  You can work hard and do a good job on something regardless of if a client respects you or not (although chances are if they don't respect you to at least some extent, you'll never even land the job in the first place).  As long as you take pride in your job, the respect isn't necessary, and will come in due time.  Without the trust though, it makes it much more difficult to get the job done.</p>

<p>In the end, just remember to trust in yourself that you can get things done.  Trust that your client knows what they want, and hope that the client trusts you.</p><a href="http://www.pheedo.com/click.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness%2FConsulting-and-Trust.27181"><img src="http://www.pheedo.com/img.phdo?x=&u=http%3A%2F%2Fwww.bizcovering.com%2FBusiness%2FConsulting-and-Trust.27181" border="0"/></a>]]></description>
<pubDate>Fri, 04 Aug 2006 08:39:31 PST</pubDate></item>
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