1. The time trap. You are trading your time for money. Even if you are a salaried employee, you are accepting a salary for a set number of hours that you will work each week. If you don’t work, you don’t get paid. Most companies want you to work the most amount of time for the least money and you want to work the least amount of time for the most money. The job game is a lose-lose game.

2. No passive income. If you stop working for any period of time, you stop receiving paychecks. Your money doesn’t work for you.

3. No intellectual capital. If you are an employee, your company owns your intellectual capital. It’s like your company owns your brain. You cannot sell or share your ideas and earn money.

4. No control. You have no control over your work life and therefore your life. You cannot choose where you work, when you work, or who you work with. Most companies require a lot of “face time”. Even if you could get your work done in 4 hours each day, you usually need to spend 8-10 hours onsite to prove that you are a “loyal employee”. You have no control over most of the decisions that are being made at your company. Bad decisions made by others could put your company out of business and then you get “downsized” or “rightsized” or simply laid-off.

5. No leverage. Entertainers and professional athletes make lots and lots of money because they have leverage. Millions of people watch them. They can make one movie or play one game a week and make buckets of money because they are reaching a huge audience with a few hours of their time. In a job, your efforts reach a limited audience. You cannot give a speech to your department and record it and then turn it into a teleclass that you sell over and over again on your website. You have no leverage.

So, what are some better ways to make money without going to a job?

1. Start a business. Yes, lots of businesses fail. But small businesses are the engine of growth in this country. It took Bill Gates 10 years to become a billionaire with Microsoft. It took Michael Dell 5 years to become a billionaire with Dell. What you need is a solid plan and then the courage to execute the plan and the discipline to market your products or services consistently. There has never been a better time to get rich by starting a company. What are your goals? When do you want to achieve those goals?

If you want to start a business quickly and don’t have the necessary business fundamentals or want a pre-designed, proven system, then look into joining a network marketing company. If you can find a product you love, a company with a proven marketing system and a management with integrity, you can develop a great passive income stream.

Do your own research and see if it makes sense for you to start your company from ground zero or join a network marketing company. There are lots of good network marketing companies to choose from. (There are also lots that aren’t such good bets.)

2. Real Estate. Isn’t this risky? There are no risky real estate investments, only risky investors. You can minimize risk through education and experience.

Don’t you need money to get into real estate investing? For most commercial real estate deals, yes. But you can succeed with no-money down investing in the residential arena. In fact, it may be better to start out investing with no money of your own because you will only do great deals. You will not waste any of your money chasing marginal deals.

Land is in limited supply, especially near the oceans. Land will almost always increase in value. There may be some small “corrections” in the short term, but if you invest in the right areas, chances are they will appreciate. Plus, you can learn to make money in up and down markets.

3. Investing in other companies. Many people put their money in a mutual fund or index fun and are happy with 5-10% appreciation each year. But, there are other ways to invest. Investigate individual stocks. What products and services do you love so much that you tell other people about them? Remember, you make a profit when you buy not when you sell. It is impossible to know what the future holds. Do your homework. Find stocks that are bargains today.

4. Selling your intellectual capital. Another good way to make money is to develop products and services around your ideas. These could include books, tapes and CDs, workshops, videos, etc. This is a great way to create passive income streams.

My purpose here is not to give you a roadmap for becoming a CEO or a successful investor but to open your mind to the possibilities. There are so many great opportunities. If you are staying in a job that you hate because you think it is the best way to make money, then, think again.

As competitive markets in world economy gradually become fiercer, finding all possible means of destroying their respective competitors, you'll find that your pockets are gradually tightening up, not breathing freely anymore. There isn't any more time for abundance on frivolity, luxurious items or simply buying what you want to for no reason at all. You may have to hold out on that beige Victorian bath or the hovering paper-shredder with in-built mp3 player.

Current inflation rates at 2.5%, job-cuts and food prices sky rocketing on a daily basis greatly contribute to our everyday juggling, to a more financially restrictive lifestyle in respect to previous years; as Mervyn King (governor of the Bank of England) has said in his recent speech “Serious thinking and a willingness to contemplate radical changes are necessary”. He also said other things of a similar nature. Therefore, either adapting to or changing with the current economy becomes crucial in order to survive.

Plants need water, oxygen and light; Machines need electricity in order to function; the modern human being needs a reclining hydraulics-chair, motorized, with embedded dvd-player, internet access and optional Dictaphone. Some even spot the signs of a recession early, ready to retire to their underground bunkers where SPAM and other canned goods are plenty stocked. It won't be long before we'll be eating our dog's food, or dog food or indeed our dog. It may well make for grim times ahead.

Thankfully enough, due to extensive research and the powers of investigative journalism, there are ways which allow us to escape the rigid and cold reality of having to work all our lives for little money, like the slippery weasels that we are. No longer working to repay a mortgage which we will certainly not benefit from (i.e. death) or writing a cheque signed “You see what I did there”. We will work together on things you could do to drastically improve your net income without having to work hard at it, and generating much more money than if you were.

The first thing is having rich parentage. This of course ensures that some of the wealth is distributed accordingly. This guarantees you money without having to move very much. Failing that, you could try applying for Government funding for a project which is based on "Ethnic Integration in modern society" or similarly entitled, this almost always guarantees funding from local Governments; should Government employees enquire about said project simply reply "The previous occupant has moved, I am just a tenant". Use some adequate apparel, such as a blonde wig or a colourful apron, should the authorities ever make a visit.

Another sure way to get large amounts of cash is sponsorship. Of course, with the advent of the internet this could also involve very little work, especially when instructing children to copy and paste text. For instance, post your proposal of a sponsored event in forums or newsgroups, widely frequented websites are also hugely profitable. An example of a good sponsored event is "Non-broadcastable and undocumented walking race": it will draw enough attention because it sounds interesting, yet people will not demand to see it.

These are some simple and fun ideas on how to make money fast without hard-work. Remember: Keep it fun-tastic! Some may work for you; some will simply be as futile as just sitting down reading this article. But one thing is certain: you will have had bundles of fun in the process, almost as much as I have had in making a profit from you reading this article.

Tricked you: now go and work so I can earn some money.

First and most commonly known as the:

Multiplier Effect

This is used by the government when they invest in grants to any affiliation, or when sponsoring a distribution of employers of any kind. Many examples are the grants to fix highways, build buildings, fund students in school; all are different yet have the same effect. Everything the Government invests money into goes through a process

Invest in X>> X pays employees>> employees buy supplies>> which pays more employers>>

Now let each one represent an amount of the multiplier while the marginal propensity to consume is 10%.

$1000>100>10>1

So starting with a 1000 in the end equals $1111. Which means the government created $1000 but had a $111 dollar increase after distribution.

The bank:

When the government needs to take the people out of a recessionary gap (which is what we are in) it creates money in the Federal Reserve which banks use to loan out to people which causes the banks monetary value to rise due to the increase in interest payments. As the bank receives more money from the government they can loan out more, and receive more interest. Now if the government wanted to take the economy out of an inflationary gap (meaning things are to low priced) then they will limit the amount of money allowed to the banks. The banks will then borrow money from other banks which causes the system to stop running and only limited people can get money do to the interest savings in the banks bucket dropping to a lower amount.

The most obvious reason was the place (location); followed closely by presentation; and what likely cinched the transaction was personality. The second and third aspects will be dealt with in another article, but the first, place (location) is what will make the difference between people who slow down ? look and go, and those who pull over, get out and browse.

Some people are fortunate enough to live in the perfect area to hold a garage sale; perhaps on a corner lot, or near a well traveled intersection or at the crest or curve of a cul-de-sac. You may find that while yours is the ideal place to sell, you have little or nothing to sell. Even so ? you still have a great opportunity to rake in enough to take your family to lunch or dinner, without selling anything. Here?s how.

To begin with take a ride around your neighborhood and check out those constant yard sellers who may not have as good a location. Chat them up and let them know where you live, and how by moving their sale to your yard, they can increase exposure and subsequently ? profits! Make sure you reach an understanding as to how you will benefit, whether it?s through percentage, or a flat fee for use of a space. Next, let them know that you intend to invite others so that whether they have a little or a lot, you expect a lot of buyer traffic to stop by and see the event! (Notice how you ease from a simple little yard sale to an event?pretty cool).

After visiting with all the regular sellers, it?s time to meet some new people! Perhaps it?s the family that recently moved in and has been longing to have a garage sale but have not found the time to get organized. You can offer assistance by providing them with a space that is going to be frequented by lots of buyers. Provide them the same terms and conditions as the regular seller. Maybe you know of a family that is preparing to move.

Often when people move they really don?t want to take the bowling ball they won three years ago but never use, or the bicycles that the kids have outgrown or the adults never seem to have time to ride, or any of the hundred other items people don?t want to drag to their next home. Again ?you can offer them an opportunity to use your yard and sell their stuff.

In many cases they will simply ?give? you all the stuff and split the profits with you, with the understanding that anything that doesn?t sell you dispose of. That?s s great deal! Initially you might be concerned with inheriting someone else?s stuff, but nothing could be further from the truth.

Whatever doesn?t sell, you can donate to a local charity, Good Will, Salvation Army, Church or other community group. If, however, they wish to retain their goods, then simply offer them the same terms and conditions as everyone else.

If you publicize your efforts correctly, you can run your Mega Yard Sale Event on a monthly basis. There are lots of people you know in your area, or can meet, who would love to reduce their garage or storage shed clutter and make a couple of bucks on the side.

Do you want to kick it up a notch? Borrow tables from your local church or civic organization and offer not only yard space but table ?rentals? to boot. Now you can increase the draw to your event through the professional look of an organized yard sale.

Want to pump it up once more? Try adding flyers advertising the event with you as the point of contact. You can negotiate either space (they supply their own table) or table and space (you supply both).

How much can you expect to make? If you only rent 10 tables at $10.00 each, you?re guaranteed a cool $100 profit. Add to that any percentage deals or other terms you?ve developed and you?re talking about making some real money without doing any real work. There will be some heavy lifting involved in setting up and taking down tables. Perhaps some travel involved in distributing flyers and dropping off excess goods to a local charity. But otherwise, you?re pretty much just allowing your yard to work for you?instead of the other way around.

To mention some good earning opportunities available on the net are - Get Paid to read Email, Get Paid to surf (Manually or Auto), Get Paid to Click Advertisement (Links or Banner), Get paid to Promote (Referral Program), Get paid to take part in surveys, Get paid to Participate in the Game, etc. Most of these programs are FREE to join with the option of Upgrading to Pro Membership later. They’re few sites, which accept only pro (Paid) members. Most of these programs work internationally. Either they pay cash or Point per activity. Some programs allow you to convert points earned into cash or redeem it towards advertisement. Mostly their method of Commission payment is via Pay pal, Storm pay, E-gold, Safe Pay or by check. All these Internet Payment Systems/processor programs are free to join.

Even one can earn money from the program set by this Internet Online payment processing companies with additional benefits of FREE advertising. To name the few is stormpay.com has come up with the Free Joining Pay per click programs called Stormclix, similarly the member can Advertise as many programs, they have joined as members or Affiliates, on their another site called Storm Hits.

There are some new Internet Money Processor offers a signup Bonus during promotional period.

It is very simple and best way to earn by joining some of the Paid to Read professional sites which offer the complete training about "How to set and run successfully" get paid to read business. If one does not have enough fund (Dollars) to join any good programs, as most of the programs charge their Joining fees in dollars only, they can join this free paid to read email, Auto Surfing or Free Survey sites. Once they earned certain money they can transfer their commission to pay pal, Storm pay or e-gold Account.

Now a days to join any pro Program on net they accept Pay pal, Storm pay or E-gold as the Payment junction, not to mentioned almost all program accept Credit Cards to join their Programs with few program allows to join with Western Union Money Transfer or by Money Order or International Demand Draft or Check.

One has to very careful joining any pro program on the net and especially any Hype programs are dangerous to join. One will not come to know when the program got closed. This hype programs advertise almost on each Search engine and the site available to attract more customer. One fine day they send the mail to the joining member saying their funds have been forfeited by so and so Money Processing site of some members have taken away their money from their Account and they are trying to trace it. These are the silly excuse one will find. Hence, whenever anybody joins any paid program study about the programs, Company, their payment structures etc. If any doubt you can join Google or Yahoo or MSN Alert and get all the information about the programs. Mostly the required information about the program will be provided daily, weekly, fortnightly or monthly as per one's choice.

Now a day, many people make money by joining as Affiliates to many good programs who sells e-Books, Software, Products and Services on the net or via net to their Customers. As an Affiliate this company's pays commission range from 10% to 75%. The highest commission on can earn as an Affiliate by selling the e-books and software. There are many big companies like Amazon, E-Bay, Commission Junction, Click Bank, Link Shares, Clixgalore, to name the few good companies now on the Internet selling almost everything peoples required. As an Affiliate one has to only advertise via emails, safe list, Advertise on Free/Paid Advertising site, on Search Engine or own Web page, and drive the customers to the products they market. More the effective advertisement, more customers are likely to purchase and hence more earning to an Affiliate. The best part is that Affiliate just advertises the product or service and gets paid the commission directly to the account.

There are other earning opportunities on the Internet for the people to make living from. One can prepare the web page, and advertise products/services via banners or links, and start earning. Whenever some one clicks on Banner or link, they will be paid for this and it will be extra income for them. One can sells any items, antique piece, picture, Books, households' items, etc on e-bay, Storm Pay or any such sites directly or via bidding, and make money.

There are feeder programs on the Internet, which works offline too, where one can join and make money. These programs are very good to make money. The people who have good contacts can make enough money from these programs. Not to say there are some scam programs also in the market so one has to be careful. These programs work locally as well as internationally and one can work part time or full time. To promote these programs one can advertise on Internet, newspaper, and magazine or distribute pamphlets. Arrange the small meeting at home inviting the friends, relative, etc. and explain about the opportunity/business they are into.

To sum up everything one has to be very choosy and understandable while joining any opportunity whether it is online or offline because it is said "opportunity knocks only once at your Door, grab the right one or you will be looser"