The means for this is previously blogged about by myself and is used as follows; 1) Create the "Entity" by act of congress, 2) Fund this "Entity" with a lump of the "Economic Recovery Funds" already set aside in the amount of 50 Billion dollars with 1 billion directed to each state in a statewide office overseen by the "Entity" created by congress, 3) Start programs in each state to approach all privately owned property offered for rentals or sales be fitted with an array of Solar/Wind/Hydrogen power generation capabilities to enhance the lives of ordinary people and to then have the private/public partnership to start on economic recovery.

Now you ask how? Well, simply put, by fitting all the properties with the mentioned array, power generation for each residence would be engineered in such a way that the power used by the property is being enhanced by generating more in the overall time period than is consumed. The individual residence would have to be evaluated for overall energy needs but also peak demand times for energy so the production of the array would provide more power back into the power grid from each residence. All power that would be generated above the amount used by residence could be taxed by a small amount such as 2% for the first 5 years to 5% after that because if the plan works then all other proceeds from the power generated could return to the "Entity" in a pool for reinvestment into more residences as it expands.

This is a way to stimulate the economy and provide more useful jobs in manufacturing and construction as well as a new class of "Government/Private Jobs" that help to grow our economy. The existing jobs that are currently being eliminated by all of the economic distress could be reversed if such a plan was enacted. The multiplier effect would also be noticed as the numbers of jobs in all sectors expanded to keep up with growth. Moreover, our green initiative would be enhanced by such actions encouraging new and different ideas as it relates to applications of electricity.

As this blog is being written, all over America the cost on everyone's electricity bill is rising from 17% to 23%. By starting this type of a plan to enhance and expand our abilities to deal with more demand we help America in many unseen ways.

All of this is very possible if enough of us asked our congress to get involved in this kind of grass roots effort that helps everyone in America.

Here are the facts:

• 1 in 6 owe more than their home is worth.
• Oil prices are tumbling down.
• Problems are not just in the US, but worldwide.
• We are giving 700 BILLION dollars to bail-out wall street! Do not rush this, make sure every situation goes well so the market does not explode again!

Important stocks to watch and hope they bounce back up. General Electric, Citigroup, Bank of America, General Motors and Morgan Stanley.

History can be important. In past years when the stock market went down to 8,000 points, it stopped dropping. Many investors believe the stock market will go right back up after it hits its low around 8,000 points. If you remember in the last year, the Dow Jones Industrial Average was 14,280.00 and that was a stock market high.

Keep your eye on a few stocks that are usually strong but are now only hanging in there. General Electric (GE) is around 20 dollars a share. After the stock market hits the low of 8,000. Buy, Buy, Buy! The government will fix this problem in a few days and everything will go back up! So make sure you know what to buy and don't buy stocks just because they are cheap. Smart investments make smart investors.

Image source: msn.com

The idea sounded safer than they have proved, with interest rates low and lots of money sloshing around in the financial system, investor sought to capitalize on higher assets returns, by increasing the risk, high demand soon squeezed prices, so very little premium was paid for the high risk which had been taken. Error on the side of caution was misjudged, and greater engagement of hazard perception was applied to systematic risk.

With the interest rates low, people took advantage of the liquidity in plentiful supply, at every opportunity that arose the tills were clocking up revenues, the lending institutions threw caution to the wind, and began lending billions for high mark up to unsuspecting people, who found out later, that they could not afford repayments when the rates began climbing again, sub-prime lending was the most visible sign of the debt binge, investors were unable to capitalize on any worthwhile ventures, and the exaggeration of indiscipline caused the liquidity bubble to burst.

Attributing to the cause of the present crisis, cheap money made the world romance with the idea of a leverage spree, individual's borrowed to further invest in property, second homes, and holiday homes in the Caribbean and on the continent, spread betting on casino, time shares, condominium ownership, boats, private jets, and material goods. Investors used cheap debt to invest in higher yielding assets, borrowing against existing investment.

Bank lending grew large and outstripped customers deposits, and the activities were kept off the balance sheet to make the figures look like everything was alright, but the fire of accountability was igniting, and the blaze catching fast with low confidence adding fuel to the situation, banks started showing up the shortage of credit, as debt became uncontrollable, the hemorrhaging threaten to bring the economy to a sever standstill.

The result was that sub-prime mortgage borrowers began to default on monthly payment, the market rediscovered the element of risk, but by then the consequences was devastating, in search for yield the liquidity bubble has exploded; we are now living in an age when vast amount of capital has been lost to bad business practices. Fuelling the cycle of bubble and burst when capital investment flooded into the economy, it was later washed away by banking crooks neglecting good business practices and discipline.

The money managers soon panic, leaving their responsibility for others to clean up the mess caused by free market system, now tax payers are expected to foot the heavy restaurant bill for the just and the unrighteous, if the state step in the risk and rewards all will belong to the state.

If banks were vigilant, accounting would have brought a greater openness to company accounts, and in fairness turn things around, forcing banks to admit to the market price of securities on their balance sheet, but with no markets for many of these assets, banks had to take a gigantic write off, creating the crisis of spiraling lost, and without enough liquidity confidence began eroding away faster than the blink of an eye.

Many financial advisors, traders, and greedy bankers lost their jobs, but in the ensuing process they will have made millions in short term pay out bonuses for market speculation. Bankers knew what was happening, they also knew what they were doing was unjust, but they let it continued because the result would favor their pockets in short term result, the finger of blame points widely to many areas of mismanagement, government bailout will only be an attempt to curb greedy bankers pay.

I recently came across an article on the internet about the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 by Peter G. Miller. Basically the major to do about this act is the requirement of loan officers to be registered nationally and provide accountability. The more I read this article, the angrier I became.

One of the main points about this piece of legislation is that the FBI will fingerprint and do an extensive background check on anyone seeking licensure as a loan originator. Now, get ready for this one. Did you know that the FBI DOES NOT do background checks on US senators? That's right folks, the same people that are enacting these laws, and are even given a secret clearance once elected, do not go through any type of law enforcement background check themselves. The FBI's theory on this is that the election process is vigorous and any "dirt" on the potential candidate will be exposed by his or her opponent in the smearing process of campaigning. Doesn't that make you feel safe to know that someone who has not been checked out is given the OK to look at secret documents of our government and military?

Apparently, the FBI says that "Well, its part of democracy, its part of what the American people want, they want to be able to vote for somebody to represent them in Washington and they don't want us to get in the way of that and we have no predilection to get in the way of that." as stated by Special Agent-in-Charge: C. Frank Figliuzzi of the Cleveland FBI. Now, I don't know about you but that is certainly not what I want. Furthermore, I don't think that doing a background check on some who is going to potentially hold a high position in our government is getting in the way of my decision making. In fact, I think it will help to decide who I want making the laws that will govern my life.

This mortgage law also assigns a national registration number to loan originators that follow them throughout their careers so that if they lose a license in one state they simply can't move to another state to work there. According to James J. Saccacio, chief executive officer at RealtyTrac.com, the nation's largest source of foreclose listings and data "Across the country we carefully license real estate brokers, lawyers and doctors. A system to register loan originators will not only create an important consumer protection, it will also have great value to lenders and mortgage investors."

Let's examine this piece by piece. The first group, real estate brokers, are mainly regulated by state laws. The only thing that real estate brokers do is find you a home, that's it. Now we come to lawyers, who do not submit fingerprints or go through an FBI background check and again are primarily regulated by state laws. The last group consisting of doctors do have federal laws that regulate them and rightfully so, after all they are dealing in lives. However, as far as their licensure goes, again it is a state by state basis and not a national one.

Mr. Miller has shown his support of this law in this excerpt from his article "National Registration For Loan Officers Becomes Reality": "The new loan officer system is different - and better - because each originator will have only one registration number. The loan officer system is also better for another reason: It can potentially lenders and investors to track the performance of individual loan officers. Imagine if Fannie Mae or Freddie Mac decided that they will only process mortgages which contain the loan officer's unique identifier. It will then be possible to create performance scores and risk assessment measures similar to credit scores. If a lender sees that .5 percent of Smith's loans are foreclosed that could result in a high score. If Jenkins has a 5 percent foreclosure rate then his performance score might be so low that his loans could not be sold on the secondary market and Jenkins would likely be forced out of the business."

Correct me if I'm wrong, but what he is saying is that loan originators will be assigned something similar to a credit score based off of the payment habits of people he or she has done loans for? So, does that mean if you don't make your payments on your car note the salesperson who sold it to you shold be held responsible and penalized? What about insurance or credit cards or cell phones or anything that you are sold and make payments on? Does that mean that all of those salespeople will be held accountable and penalized for nonpayment?

Mr. Miller goes on to say that "Tagging mortgages with permanent loan officer IDs would make loan originators directly responsible for the mortgages they produce. This hardly seems unfair given that loan officers are paid well for such work." I can tell you that a loan officer who is good at wht he or she does can make a good bit of money however, the real people that are "paid well for such work" are the fat cats on Wall Street and the lending company themselves and it's high level executives.

After reading this article I was curious as to what exactly where Mr. Miller's credentials. My research discovered that a BA in Journalism and an MA in Public Relations and the writing of several real estate books along with numerous articles on the subject and the founding of his own website apparently make him an expert on the subject. I found no mention of him actually ever being a part of the mortgage industry in any capacity. With that in mind I suppose all I have to do is write a few books and some articles and start a website about open heart surgery and viola! I'm a subject matter expert.

Property taxes now mortgage companies with floating interest rates where has the American dream gone in America to take away family homes for hundreds in property taxes. Plus inflated interest rate payments through the mortgage company. When will the American family stop being cheated out of their homes for property taxes along with over inflated interest rates?

The American family has been stripped of their homes over charged in interest what next to abuse the American family? The common class homes owners in America are being cleaned out by property taxes by government even the mortgage scam has cleaned millions of American families out of their one piece of the American dream their homes.

Taking away the American families homes is taking away their families place to live even their one true piece of the American dream. The American worker and family man is being taken to the cleaners for property taxes with the floating interest rate scam the American family is being cleaned out.

Why are state city government with the great mortgage scam is costing the work ring American family their homes years of payments to interest rates even a few hundred in property taxes even banks holding to mortgages are being cheated.

The fight and plight of the American home owners is getting worse every year more and more American families are being taken out of their homes. The American family will have no homes one day lost to floating interest rates and hundreds in property taxes this practice is continuing to hurt the American family who are the nations work force

The American family is being systematically abused by state even city government who take then sell their homes for the cost of a property taxes its taking away the homes for families. With the constant rise of the homeless families gorging in America where are all these millions of families going to live?

When will the mortgage companies even government be happy when the American family is cleaned out of every thing they own? With American companies out sourcing millions of jobs along with the loss of millions of American family homes what's in the future for the working American families?

The cost in loss to the American family and homes owners are to high these families are being taken away from a place to live for interest rates and cheap property taxes . Where are all these millions of homeless American families going to live with out their homes so many lost jobs government even American companies are leaving the American families with no jobs or place to live?

Why is the government even mortgage companies targeting the working class American families to take away their homes in America? What and where is the American dream gone to china even the American home owners are being removed from their family homes? Property taxes and mortgages are the reason why millions of American families are with out a home to live in.

What's next for the working American family with out homes lost jobs seems like the American working family is being removed from the American way of life?

The common every day working American family are being over burdened with gas at four dollars a gallon its killing the working class family. The American family is being cut out of the of their homes jobs over taxed pushed to the brink of being homeless even hungry.

The American family is going to add to Americas' homeless even unemployment rates are going to climb in the future. America was once the American workers strength to own a home work help to make life better for their families future. Where has the long time American practice gone?

Unless new jobs homes are given back the working American family is going to be both jobless and homeless leaving millions of American families with out a future. The working American family has always been the real strength of America. Working displaced American families are being wiped out by mortgage even government property taxes .

Where has the American dream for the working class American family gone today in America? Theses are hard working American families who deserve to have their piece of the American dream without fear of losing their homes.

Government needs to give these working American families back their homes bring jobs fair mortgage practices to the American working family. The working American family is the strength and back bone of America their not targets for abuse.

American companies even American government needs to help not hurt the working class American family. Give the working class family back their homes its better to help the working class American family. Bring back the working American families homes for the future of the working American families.

1. New Canaan, Connecticut

   
   
   An author owns this house. It is a very relaxing and inspiring home to live in especially for a writer like Philip Johnson. Splendid and exceptional. This house is one of the best glass houses in the whole world. It is located in New Canaan, Connecticut.

2. London, England

   
   
   It is actually an apartment located in London. The home is in glass, timber and stone. All three elements put together to build this amazing glass home.

3. Stuttgart, Germany

   
   
   Regarded as an architectural icon. Werner Sobek's glass house is located in Stuttgart, Germany. This glass home is residential technology taken to the highest possible level of sophistication. There are no walls and no closed rooms.

4. Toronto, Canada

   
   
   This glass house is located in Toronto, Canada. The house includes six bedrooms, a library, a room that can serve as either a basketball court or a home theater and an indoor pool. And the price is just about a whopping $15 million U.S Dollars.

5. Plano, Illinois

   
   
   It is called “The Farnsworth House”. It was built by Ludwig Mies van der Rohe in 1951 and located near Plano, Illinois, is one of the most famous examples of modernist domestic architecture in its day. The view of the house says it's all. Simply amazing!

6. Palm Springs

   
   
   Stunning isn't it? A very modern house made of steel and glass. The opportunity of buying a house like this one is only for the rich people.